Nevada Real Estate >> Las Vegas Real Estate Specialist: California: San Diego

Homebuyers- when you buy a home do it backwards!

When you decide it is finally time to buy a home of your own my advice to you is to do it backwards.  Forget looking at homes.  Let me explain:  If you need shoes you try on shoes first and then go to the register to pay.  In home buying you have to do it backwards.  This is because when you go to the register you know you have enough money to pay for your shoes.  When it comes to a home it's a different story.

I don't care if you make over one million dollars a year - all kinds of people from all economic classes get denied home loans every day. Something on your tax return or time on the job can be a loan killer.  First you have to find out if you can get a loan. Think of it as going to the register first then find your shoes.

So, if you want to buy a home you need to talk to me first. There is a reason loan officers must meet educational and testing requirements along with background checks to be able to ascertain if you will get a loan. It's because we know having good credit and a good income isn't enough, especially these days.

I know you are chomping at the bit to look at homes but don't waste everybody's time including your own.  Make sure you have financing in place first.

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Nevin Williams II

Sierra Pacific Mortgage Company Phone: 888-206-5781 (919) 863-4370

nevin.williams@sierrapacificmortgage.com

NMLS #: 69651

 

5500 McNeely Dr #103 Raleigh NC 27612

Company NMLS # 1788 | www.nmlsconsumeraccess.org

Rates, terms and programs subject to change based on market conditions and borrower eligibility

Licenses – Sierra Pacific Mortgage Company, Inc. is licensed in the following States:
North Carolina, Mortgage Branch License NMLS License # L-127865-113, Virginia MC – 5275
Licensed in California by the Department of Business Oversight under the Residential Mortgage Lending Act # 417-005
Rates subject to change without notice.  This is not a commitment to lend. Equal Housing Lender.

Sierra Pacific Mortgage may not be the lender for all products offered on this website.  Some loans may be made by a lender with whom Sierra Pacific has a business relationship.

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Comment balloon 2 commentsNevin Williams • May 12 2011 05:57PM
Homebuyers- when you buy a home do it backwards!
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